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NOVA Home Loans offers the efficiency of a bank and the flexibility of a broker, all under one roof. This quick, smart, and local approach of taking a loan from start to finish gives our borrowers a refreshing experience superior to other lenders.


While working in the mortgage industry in 1980, Ray Desmond noticed a problem: He felt that no one should be denied a loan due to past credit issues, and that potential homeowners should enjoy true buying power in the market. When the banks agreed with him, NOVA® Home Loans was born.

Jon Volpe and Lance Dickson, two former professional athletes turned top producers, helped NOVA grow exponentially and apply an assembly-line concept to the lifecycle of a loan. By adding positions like Assistant Processors and Loan Coordinators, NOVA® was able to take a loan from start to finish under one roof, improving communication, file flow, and the overall experience of the borrower. Today, we fund over 95% of our loans ourselves.

Though many competitors closed their doors after the 2008 housing crisis, NOVA®’s strategies kept us strong, and we expanded into new territory. Today, we have offices throughout Arizona and Colorado, with additional offices in California, Nevada, and Texas. With 900+ employees at over 20 branches, NOVA® is one of the most respected mortgage companies in the 15 states in which we are licensed.

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NOVA HOME LOANS has sponsored the Boys and Girls Club since 2004. Boys and Girls clubs provide a safe haven for thousands of youth. Your support will assist in this effort by delivering:
  • Activities that build personal character develop leadership skills and promote good mental and physical health.
  • Expanded opportunities for education and career development.
  • Exposure to new experiences including the arts, sports, culture and fitness.
  • Dedicated club staff members who bring caring, consistent support and direction to help kids develop into strong, competent young adults.
  • Community contributions help to cover the $5.00 annual participation fee, or purchase sporting equipment, books, art supplies, computer equipment, field trips and more.
By investing in the Boys & Girls club, you are investing in the future of our community. Statistics prove that kids in after-school programs are less likely to be involved in crime, use controlled substances or engage in other risky behaviors. They are more likely to get good grades, stay in school and be prepared for a productive adulthood. Boys & Girls Clubs is much more than just a fun place to go. These programs really work. Visit the club website www.bgca.org to learn more.